Money
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Why Finding Great Stocks Is Easy but Keeping Them Is Nearly Impossible
NicoElNino / Shutterstock.com You find a promising stock, do your research, and buy in at what seems like a reasonable price. Six months later, it’s down 40 percent. Your stomach churns. Every instinct screams “sell.” Yet five years later, that same stock has tripled in value. Sound familiar? This psychological rollercoaster is the hidden cost of successful investing that few…
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Why Teaching Your Child Music Builds Financial Success
sutadimages / Shutterstock.com Picture this: your child sits at the piano, fingers dancing across the keys, completely absorbed in mastering a challenging piece. What you’re witnessing isn’t just musical practice, it’s the construction of a future CEO, innovator, or financial wizard. Leadership consultant Stefan Falk, who’s spent 30 years studying high performers, told CNBC that learning a musical instrument might…
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15 of the Best Remote Jobs for Seniors and Older Workers
Jacob Lund / Shutterstock.com As flexible and remote work options have expanded in recent years, so have opportunities for older adults to find roles that match their skills, interests, and lifestyles. According to the Center for Retirement Research at Boston College, remote work has contributed to a 10% increase in employment among older workers, helping many reenter the workforce or…
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7 Red Flags That Reveal a Remote Job Posting Could Be a Scam
PeopleImages.com – Yuri A / Shutterstock.com The allure of remote work, flexible hours, no commute, and the comfort of home has never been stronger. However, as legitimate remote opportunities flourish, so do the scammers aiming to exploit eager job-seekers. Remote job scams have evolved significantly. According to the Better Business Bureau (BBB), scammers now craft believable postings, conduct fake interviews,…
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Top Industries Hiring Remote Workers Without College Degree Requirements
Roman Samborskyi / Shutterstock.com For decades, the four-year degree was seen as the golden ticket to a good job. But in today’s workplace, that’s changing. More employers are hiring remote workers based on what they can do, not where they went to school. If you have strong skills, practical experience, or the motivation to retrain, you might be more qualified…
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12 Home Upgrades That Can Actually Hurt Your Resale Value
Cagkan Sayin / Shutterstock.com You’ve poured your heart (and savings) into that custom home theater, complete with stadium seating and a popcorn machine. But when it’s time to sell, that dream upgrade might actually cost you money. Some updates boost your home’s value, others send potential buyers running, or at least reaching for their calculators to figure out how much…
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10 Risks That Prove It’s Time to Retire the Checkbook
Andrey_Popov / Shutterstock.com Paper checks may feel familiar and trustworthy, but they’re also a growing financial liability in today’s fast-moving world. In California alone, check fraud losses surged by 81% in 2023, according to data from the Financial Crimes Enforcement Network (FinCEN). Especially for retirees on a fixed income, these old-school payment methods can lead to lost funds, delayed payments……
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Upcycling for Real Savings: Simple Ways to Spend Less and Waste Less
Lia_Russy / Shutterstock.com Turning yesterday’s castoffs into tomorrow’s essentials isn’t just for crafters or the eco-conscious. Upcycling — reusing and improving what you already own — has become a practical money-saving strategy that fits perfectly into a smart personal finance plan. For anyone aiming to stretch their budget, limit spending on new purchases, or even create fresh income streams, upcycling…
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Your Brain on Money: 18 Proven Ways to Make Smarter Decisions
metamorworks / Shutterstock.com Ever wonder why you keep overspending, under-saving, or procrastinating on financial decisions? It’s not just a lack of discipline — it’s your brain working against you. From dopamine traps to loss aversion, your psychology plays a major role in shaping money behavior. The good news? You can hack your brain’s default settings. The science behind smart financial…
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5 Ways to Create Structure and Purpose in Your Retirement Life
PeopleImages.com – Yuri A / Shutterstock.com Retirement represents one of life’s most significant transitions. After decades of structured workdays, meetings, and deadlines, many retirees find themselves adrift in an ocean of unscheduled time. While the freedom sounds appealing, this sudden loss of structure can lead to something that parallels the Second Law of Thermodynamics — a natural tendency toward disorder…
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